Increasing numbers of Muslims require that their investments comply with Islamic teachings on what is permissible and impermissible with regards to finance. Caravel Partners provides Islamic managed portfolio solutions. You can find out more by contacting me at benedict@caravelpartners.net. What is Islamic Investment? Investment is allowed in Islam but it must meet the religious criteria […]

Introduction Fee-based financial planning is becoming an increasingly popular approach for individuals and businesses looking to take control of their financial futures. In an industry often perceived as opaque, fee-based services provide a transparent, tailored, and client-centric solution. But what exactly does this term mean, why should you consider it and for whom is it […]

Introduction In a world of diversified investment opportunities, asset-based lending (ABL) is emerging as an appealing option for investors seeking stable returns with mitigated risk. As part of Kingsbury & Partners’ commitment to delivering insights into innovative private market opportunities, this guide explores the fundamentals of ABL, its advantages, risks, and considerations for investors. What is Asset-Based […]

Introduction: The concept of the illiquidity premium is increasingly discussed in the context of private market investments. As investors search for higher returns, understanding this term can offer valuable insights into how certain asset classes function and why they may command higher yields. Defining the Illiquidity Premium: At its core, the illiquidity premium refers to […]

In Zambia, the Securities and Exchange Commission has as one of its prime objectives the eradication of fraud in the capital markets. Fraud in the capital markets refers to deceptive practices or schemes aimed at manipulating the market, misleading investors, or unlawfully obtaining money, securities, or other assets. It undermines investor confidence, distorts market efficiency, […]

A pay-out from the policy after the loss of a key person could help with the following situations: - Loss of profits- Having to recruit or train a replacement- The loss of important personal or business contacts due to the key person not being there to maintain a contract- Loss of goodwill which could have […]

In the view of Caravel Partners: Crypto has grown rapidly in the last few years, accompanied by a surge in speculative trading – which means people trading just because they have heard it may rise in value, rather than seeing evidence to support a potential rise. Crypto can be thought of as ‘digital representations of […]

Our own Investment Strategies illustrate the answer to this perfectly: Caravel Partners adopts a 'core and satellite' approach for our HNW offshore investment strategies. They work like this. The core of each Strategy is a Strategy-dependent model portfolio, actively-managed and risk-based, from Pacific Asset Management in the City of London, FCA-regulated of course. PAM as […]

What are these? Many private companies seek to raise cash by way of bonds. These range from listed corporate bonds through senior secured debt to mezzanine financing and private equity. The risk increases along that path as follows: In the offshore world, most instruments of this type (which are part of the Alternative Asset class) […]

Buffer exchange-traded funds (ETFs) offer a potential solution to a well-known problem in behavioral finance, which is that many investors find losses to be much more distressing than missing out on potential gains. Buffer ETFs have become one of the fastest-growing corners of the ETF market. Since 2018, over 250 buffer ETFs have been launched, […]