A family office is typically a full wealth and asset management firm that works with ultra-high-net-worth families to grow that wealth and pass it on to the next generation. Most people don’t need a family office, but it’s good to understand the services they offer. Some firms will let friends and family get access to […]

The term “generational wealth” refers to any assets passed down by one generation of a family to another. These assets can include stocks, bonds, real estate, family businesses and any other investments. In fact, only one-third of families succeed in maintaining their wealth into the next generation. Nine out of ten wealthy families lose all […]

Mobile money, or mobile payment, has emerged as a significant financial innovation in recent years. This technology has revolutionized payment habits worldwide, particularly in regions with limited access to traditional banking services. In line with the digitization of financial services, mobile money meets the challenges of inclusion, transaction security, and facilitating monetary exchanges. In an […]

What Is a Cash Book? A cash book is a financial journal that contains all cash receipts and disbursements, including bank deposits and withdrawals. This is the main area where businesses record any and all cash-related information. Entries are normally divided into cash payments and receipts. All of these are posted in the company's general […]

If you are a business owner or executive and are considering the possibility of your company being acquired, it’s important to be prepared. Here are a few things you can do to get ready: Understand the Value of Your Business: Before you start considering a potential acquisition, it’s important to have a clear understanding of […]

Depending on a company size, needs, and industry, there are many types of available capital partners. This post outlines several different types of financial partners available to companies. Angel Investors Angel Investors are generally wealthy private individuals who invest in pre-revenue companies. They are may invest individually or as part of a fund or larger […]

Planned Liquidity Event A liquidity event is an event in which the shareholders of a company receive the opportunity to receive liquidity for their position in the company. Examples of liquidity events include: Companies can also build in synthetic liquidity events for investors. For example, redemptions, interest, balloon dividend payments or extension payments. A minority […]

Mergers and acquisitions (M&A) can be a powerful tool for companies looking to expand their operations, enter new markets, or acquire new technologies and capabilities. However, M&A also carries risks and requires careful planning and consideration. If you are considering acquiring a company, here are a few criteria to consider: Strategic Fit: One of the […]

Purchase order financing is a specialized form of commercial credit funding that offers a unique solution to cash flow challenges that may arise when fulfilling large customer orders. It provides companies with the necessary funds to pay their suppliers and complete orders without straining their working capital. Purchase order financing is a financial arrangement in […]

Usage: Mezzanine Finance is generally used in combination with an acquisition, restructuring, or other transactions, to bridge the gap between the total purchase price and the equity and senior debt that’s available. Costs: High interest rates, mid teens up to the low twenties, including an equity component. Term: 3-5 years, often with yield protection Overview Mezzanine […]