The foundation of all families’ financial well-being. How would your family cope after your death or a serious illness? Will they be housed, clothed and fed? Will they be able to deal with education costs & expenses?

In Africa, even $250,000 of life cover would radically change your spouse and children’s lives in the event of your early passing.

In many cases we can insure African citizens’ lives without medical underwriting, up to $750,000 for those under forty-five years of age; and up to $500,000 for those older than forty-five and younger than fifty-five.

We can also provide you and your employees with:

• Group Health (minimum five members) for companies involved in the mining sector
• Group life (minimum five members) with many possible riders including Disability cover / Funeral expenses / Accidental Death Benefit
• Shareholder / Director / Key executive group pension plan

International income protection insurance is designed to support you if an illness or injury prevents you from working.

Income protection insurance helps you maintain financial stability by replacing a portion of your income through regular payments during periods of illness or injury.

This helps you with essential expenses such as rent and daily living costs, allowing you to focus on your recovery with peace of mind, knowing that your finances are taken care of.

Life insurance pays out to your beneficiary(ies) when you die. Critical Illness Insurance pays out on diagnosis of a number of grave illnesses or events – but you are still alive. No one wants a critical illness but having essential insurance coverage during a major medical event can bring peace of mind and financial support when it is needed most. 

Coverage limits vary, but the protection helps you focus on recovery rather than costs.

We can also provide you and your employees with: